Element Home Loans w/ Rick Carrier logo

Element Home Loans w/ Rick Carrier Reviews & Testimonials

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Reviews: 116


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100% of customers would recommend Element Home Loans w/ Rick Carrier

Andrea DeLaCruz star-alt star-alt star-alt star-alt star-alt Verified customer

"I am not much of a reviewer as I am a busy teacher, mom, and currently working on a master's. I just have to write a review for Rick. Rick Carrier has been excellent with his services. I always received answers to questions or concerns in"

3 years ago

Constance Cunningham

Constance Cunningham star-alt star-alt star-alt star-alt star-alt

"Rick was absolutely amazing with helping my husband and I purchase our first home. He is extremely knowledgeable about the process and walked us through every step making sure we understood every detail. He was able to help me improve my credit score and purchase a new home with in 48 days!"

4 years ago

Google review

Jerry Thornton

Jerry Thornton star-alt star-alt star-alt star-alt star-alt

"This is second home we have purchased through Rick. Great service, great communication. I’m self employed so it’s always a bit tougher to get us approved. This wasn’t an issue for Rick!"

5 years ago

Google review

Mz egroJ

Mz egroJ star-alt star-alt star-alt star-alt star-alt

"Rick was helpful throughout the whole process. There was great communication; he informed me about the different opinions that I had. Great lender👍"

5 years ago

Google review

Liz Butler

Liz Butler star-alt star-alt star-alt star-alt star-alt

"Rick is a miracle worker. He goes above and beyond! Wouldn't use anyone but him."

5 years ago

Google review

Paul Ward

Paul Ward star-alt star-alt star-alt star-alt star-alt

"Professional, knowledgeable, friendly, and really got the job done. Rick made our home buying experience easy. We’d heard how stressful it could be, but Rick did a great job guiding us through the whole process. I will definitely refer my friends and family, and we’ll use him again too."

5 years ago

Google review

R Bar

R Bar star-alt star-alt star-alt star-alt star-alt

"Rick was was efficient, helpful and overall great to work with. He was available at all times (day/night) to answer my redundant questions during the entire process. Would definitely recommend him to any prospective home buyer."

5 years ago

Google review

celeste mendoza

celeste mendoza star-alt star-alt star-alt star-alt star-alt

"Rick Carrier is A Blessing to our family !!! He made our biggest achievement come come true!!! I am only 21 and my husband is 26 and we just got our first home . We went to 2 lenders before rick and they said they couldn’t help us and that we were not ready to purchase a home due to credit and debt and etc.... but rick didn’t let us give up on ourself he too..." Read more

5 years ago

Google review

Jeremiah Limoting

Jeremiah Limoting star-alt star-alt star-alt star-alt star-alt

"Rick Carrier is a MIRACLE for our family. TODAY by JUNE 26-19 is the Big day for our family where we have passed all the UNDERWRITING processes/requirements and the date of getting our Signatures on the Closing Disclosure. Rick Carrier is that kind of person who works wholeheartedly for each individual and everyone of you, case by case to get your dreaming h..." Read more

5 years ago

Google review

Manav Sheth

Manav Sheth star-alt star-alt star-alt star-alt star-alt

"Rick is an awesome lender. He is very kind, helpful, and patient. He very patiently answered all mortgage related questions I had. Not only is he an expert in mortgage lending, but he is also very well connected to other professionals in the industry."

5 years ago

Google review

Vincent Durante

Vincent Durante star-alt star-alt star-alt star-alt star-alt

"Rick went above and beyond to make sure we got into the home we wanted. Without him I don’t believe we would be in this home right now. Thank you Rick!!!!"

5 years ago

Google review

Angela Eaglin-Brown

Angela Eaglin-Brown star-alt star-alt star-alt star-alt star-alt

"Rick is professional and easy to work with. He walked us through every step with ease. Questions were quickly answered and explained. Rick and his team made our first home buying experience a great one!"

5 years ago

Google review

john kross

john kross star-alt star-alt star-alt star-alt star-alt

"I went with Rick Carrier at Hancock Mortgage after a dreadful experience with another firm. As a first time FHA home buyer I was already overwhelmed but Rick quickly got things going and was able to clean up my previous broker's mess and keep my closing date. Nobody better to have on your team for a first time buyer like me. I highly recommend him and his te..." Read more

5 years ago

Google review

Forreste Markowitz

Forreste Markowitz star-alt star-alt star-alt star-alt star-alt

"My husband and I enjoyed working with Rick on our loan. I am a real estate broker and have worked with many loan officers, and Rick is one of the best."

5 years ago

Google review

Carmen Cervantes Jimenez

Carmen Cervantes Jimenez star-alt star-alt star-alt star-alt star-alt

"We were on the search for a someone to help us make the big move from California to Texas. Not only that but we were also first time home buyers. We met with several other mortgage brokers prior to meeting Rick and once we met with him we knew and had that gut feeling that he would be the one. He was so friendly and listened to every one of our wants and nee..." Read more

5 years ago

Carmen Cervantes

Carmen Cervantes star-alt star-alt star-alt star-alt star-alt

"We were on the search for a someone to help us make the big move from California to Texas. Not only that but we were also first time home buyers. We met with several other mortgage brokers prior to meeting Rick and once we met with him we knew and had that gut feeling that he would be the one. He was so friendly and listened to every one of our wants and nee..." Read more

5 years ago

Google review

Brianna verified customer star-alt star-alt star-alt star-alt star-alt

"I really enjoyed working with Rick. Very Honest, professional and genuine. Rick’s goal was to assist me in getting the best rates for my home loan and he definitely delivered."

a year ago

Mela P. Laucarie star-alt star-alt star-alt star-alt star-alt Verified customer

"Rick helped us during our home buying process about 6 months ago. He was very knowledgeable about the market and help us to get the best interest rate. He bent over backwards to meet our demands. He send us monthly market updates. Great guy"

a year ago

customer star-alt star-alt star-alt star-alt star-alt

"What I like about this company is Rick, help and respond is so fast and someone can trust for sure."

a year ago

Karen James star-alt star-alt star-alt star-alt star-alt

"I like that things moved promptly and hope everything will be approved."

2 years ago

Cliff Joseph Bruno star-alt star-alt star-alt star-alt star-alt Verified customer

"I purchased two home previously and never received the quality of service as I have with Rick and his group. I will always go through Rick for any future home purchases."

2 years ago

Mela Laucarie star-alt star-alt star-alt star-alt star-alt Verified customer

"Rick is a professional in what he do, he goes above and beyond in helping his clients achieve their objective. He is constantly giving us updates and advising us on what to expect during our home buying process. I highly recommend him."

2 years ago

Mela L.

Mela L. star-alt star-alt star-alt star-alt star-alt

San Francisco, CA

""Rick is a professional in what he do, he goes above and beyond in helping his clients achieve their objective. He is constantly giving us updates and advising us on what to expect during our home buying process. I highly recommend him.""

2 years ago

Salihu Muham'd

Salihu Muham'd

"I got paid and it's really amazing to say that God used Mrs SHEILA BRATTON trading way to make it possible and i find her to be trustworthy and legit. I will advice everyone who is into trading to take a look and see if you will be able to achieve profits from her like i did. It was a safe and easy investing opportunity i published this to recommend her to o..." Read more

2 years ago

Miguel Morales star-alt star-alt star-alt star-alt star-alt Verified customer

"Excellent service. Rick made it possible to close the deal even after all the struggles. He kept checking up on us through the whole process."

2 years ago